Appraisal services for Lumberton and Robeson County homeowners
The top reasons NC homeowners call on Barnes Real Estate Service:
Need help deciding the value of your home in or near Lumberton, NC?
We at Barnes Real Estate Service understand the individual needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Barnes Real Estate Service are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to cancel PMI?
A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Barnes Real Estate Service is experts in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an expert appraisal from Barnes Real Estate Service is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can this be inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Barnes Real Estate Service can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would like to have a veteran appraiser double-check it for precision or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Barnes Real Estate Service can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.